Paying taxes now and having tax-free withdrawals in retirement can offer peace of mind and simplicity during your retirement years. Here are a few reasons why some people find this approach mentally advantageous: Certainty: By…
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Retirement Roadmap: 9 Key Steps for High-Income Earners to Maximize Their Working Years
What are you doing with your 1.26 billion seconds during your working years? Those 1,262,304,000 seconds—about 40 years—can be used to set up a solid financial foundation for a successful retirement at 65. Here’s a…
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Triple Tax Savings with HSAs: The Ultimate Guide for High-Income Earners
Health Savings Accounts (HSAs) are incredible, especially for high-income earners, because they offer a triple tax advantage, making them a powerhouse for tax deferral, medical expenses, and retirement planning. Here’s why: 1. Triple Tax Advantage…
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Retire Smarter: Strategies for High-Income Earners to Maximize Your Tax Savings
There are many great ways for a high-income earner to save for retirement, some strategies that I even use in my family’s financial planning. One thing I have in mind for today pertains to singles/couples…
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Retire Smarter: Leverage Alaska’s No-Income-Tax to Benefit Your Roth 401(k)
When it comes to retirement savings, withdrawals are often an afterthought after putting all the money you earned during your working life into pre-tax savings buckets, such as 401(k)s, IRAs, Roth 401(k)s, and the like….
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The Real Cost of DIY Investing
By Chris Heisten, CRPC®, CFP®, CSRIC® Investing is now more accessible to the average person than ever before. Thanks to the rise of online trading platforms and the abundance of investing resources, many people have…
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Follow Us on Social to Stay Up to Date on Financial News and Guidance
By Chris Heisten, CRPC®, CFP®, CSRIC® Did you know Heisten Financial is on social media? We understand the importance of social media, not only to share our information with you, but to also understand what…
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Happy Thanksgiving From Heisten Financial! Here’s What We’re Grateful For
By Chris Heisten, CRPC®, CFP®, CSRIC® We’d all hoped 2022 would bring a fresh start, but instead we were met with more challenges. But rather than dwell on the negative events of the last two…
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